Emerald Finance Reports 138% YoY Surge in Standalone Net Profit for Q1 FY26
Mumbai (Maharashtra) [India], July 12: Emerald Finance Limited (BSE: EMERALD), a leading fintech provider in India known for its Earned Wage Access (EWA) services, has reported a robust 138.39% year-on-year (YoY) growth in standalone net profit at ₹2.63 crore for the first quarter of FY26. This sharp rise is underpinned by an 89.22% increase in total income, which reached ₹4.74 crore.
On a consolidated basis, the company reported ₹6.74 crore in total income (up 53.20% YoY) and ₹3.19 crore in net profit (up 86.43% YoY).
EBITDA Highlights:
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Standalone: ₹3.98 crore, up 105.19% YoY
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Consolidated: ₹4.95 crore, up 67.79% YoY
Commenting on the performance, Mr. Sanjay Aggarwal, Managing Director, said, “FY26 has commenced on a strong note. Our expanding EWA platform and corporate partnerships are enabling financial wellness for employees across sectors. With India's financial ecosystem embracing digitisation and flexible credit models, we are poised to scale further, especially in underserved markets.”
Emerald Finance aims to expand its corporate client base to 250 by FY26-end and roll out unsecured personal loans for EWA users, along with a dedicated mobile application. The company reiterates its commitment to a zero-NPA framework and long-term value creation.
